UK lasting Power of Attorney service | Willcraft will writing services.

What is a Lasting Power of Attorney
and how will it help me?

Lasting Power of Attorneys (LPA) were introduced as of the 1st
of October 2007 as a replacement for Enduring Power of Attorney

A Lasting Power of Attorney is a legal document that ensures
someone you trust will handle your Property affairs and/or Personal
Welfare in the event of you becoming mentally incapacitated through
Alzheimer's or an accident etc.

A Lasting Power of Attorney is very important to you as you may need someone to help you make the decision and organise the special care that you may need.

Nobody knows what the future holds, a Lasting Power of Attorney is `insurance' against any problems that may arise.

If it is never used, so much the better, however, once registered it can be used straight away.



This means that your attorneys can, for example, look after your affairs whilst you go on holiday or it can be stored away and only put into effect in the event of a loss of your faculties.

There are two types of Lasting Power of Attorney, you can choose one or the other or you can have both if you prefer:

• LPA for Property and affairs
These are similar powers to that of the old Enduring Power of Attorney System.

It allows your attorney to operate bank accounts, make investments, sign tax returns, and purchase property for your main place of residence.

This power can be used before you lack mental capacity unless you restrict this power.

• LPA for Personal Welfare
This covers matters such as where you live and who should provide your care and medical treatment.

This power does not extend to refusing life sustaining treatment unless your LPA expressly says so.

This power can only be used after you lack the capacity to make the decision for yourself.


This is relevant to you now!!

We all know we should make a Will, but here at Willcraft we believe that we all have need of a Lasting Power of Attorney as well, but this is a little known fact.

Ask any financial adviser! People can become unable to manage their own affairs at any stage of life. An accident or the onset of mental illness may make the everyday routines of paying bills, managing a budget and making financial decisions difficult and stressful and in some cases impossible; like selling your home or cashing in investments that need both signatures.

Old age may be the most common cause of mental incapacity, but such incapacity (for example accident or illness) may exist in other circumstances and is not depending upon age or other `foreseeable' circumstances. Prevention is better than cure.

What happens if I don't have a Lasting Power of Attorney?

Close friends and family (including your spouse/partner) do not automatically have the right to take over.

The LPA has been created to ensure that whilst you are of sound mind you can appoint someone you trust to look after your affairs if it becomes necessary and it also means you won't have to pay unnecessary expenses in the future.

Without an LPA the Office of the Public Guardian will appoint a Receiver to act on your behalf. This process takes time whilst bills cannot be paid, affairs cannot be looked after and the cost of this process is expensive when compared to the cost of making your Lasting Power of Attorney.

With an LPA in place there would be no Office of the Public Guardian charges or solicitor's fees payable and no annual fees charged by the court. This could mean a possible saving of many thousands of pounds over the years.

WILLCRAFT ARE HERE TO HELP YOU! This is such an important issue that we want to help you through it. CONTACT US ONLINE or FREE PHONE 0800 781 9406 REQUEST A FREE BROCHURE >>

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